Why Invest in India?

India is set to remain as one of the world’s fastest growing economies. There’s never been a better time to invest in real estate in India. Let us help you throughout the pre-and-post purchase processes.

What We Do

Simplifying property investments with seamless property transactions and management solutions.

Higher Returns on Investment

14-16%

Expected IRR

6.5%

Rental Yield

Invest on Ready Projects

Pre-Launch Deals

What We Do

Housindia is simplifying property investments with seamless property transactions and management solutions.

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Our experts will help you out

Why Invest in India?

Investing in Indian real estate presents a lucrative opportunity due to the country’s rapid urbanization, robust economic growth, and expanding middle class. Government initiatives like the Smart Cities Mission and affordable housing schemes, coupled with liberalized FDI policies, enhance the sector’s attractiveness. The market offers high potential returns through property appreciation and rental income, supported by increasing transparency and accountability from regulations like RERA. With diversified investment options and ongoing infrastructure development, Indian real estate stands out as a promising avenue for both domestic and international investors.

Property Buying Procedure for NRIs

1. Understand Legal Provisions
  • Eligibility: NRIs can buy residential or commercial properties but not agricultural land, farmhouses, or plantations.
  • FEMA Compliance: Transactions must comply with the Foreign Exchange Management Act (FEMA) and be conducted in INR through NRE, NRO, or FCNR accounts.
2. Property Selection and Market Research
  • Choose the Right Property: Research the market, focusing on location, builder reputation, and property type.
  • Engage a Real Estate Agent: Consider hiring a local agent to assist with property selection, negotiation, and legal formalities.
3. Financing the Purchase
  • Use Own Funds or Take a Loan: NRIs can finance the purchase with personal funds or take a home loan from an Indian bank.
  • Loan Eligibility: Banks assess eligibility based on income, employment, and credit history. Loans must be repaid in INR.
4. Legal Formalities and Registration
  • Title Verification: Have a lawyer verify the property title for clear ownership and no disputes.
  • Sale Agreement: Sign a sale agreement outlining terms and conditions, notarized if necessary.
  • Registration: Register the property at the Sub-Registrar’s office and pay stamp duty and registration fees.
  • Power of Attorney (PoA): If not present in India, appoint a trusted PoA to complete the transaction.
5. Taxation and Repatriation
  • Tax Implications: NRIs are subject to taxes on rental income and capital gains. Benefits under DTAA may apply.
  • Repatriation: Sale proceeds can be repatriated up to the original investment amount, complying with FEMA rules.
6. Property Management
  • Manage or Rent Out: Consider property management services if not residing in India to handle tenants and maintenance.

Minimum Investment Requirement

Expected YoY Returns

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Checklist Before Investing

Discover Top Cities

Popular among Investors in Real Estate in India

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FAQs

Yes, NRIs can invest in Indian real estate, subject to certain guidelines and regulations.

NRIs are permitted to buy residential or commercial properties in India. However, they are not allowed to own agricultural land or farmhouses in India.

The duration of assured returns in commercial real estate can vary from project to project, but it is usually between 1 to 5 years. Some schemes may extend beyond 5 years, depending on the terms and conditions set by the developer.

Yes, if you sell a property in India as an NRI, the buyer deducts 20% as Long Term Capital Gains Tax (LTCGT) or properties sold after two years. For homes sold during the first two years, the TDS rate is 30%, which is deducted as Short Term Capital Gains Tax.

New launch projects are properties that are offered for sale or lease to the public for the first time after regulatory approvals are completed.

New launch projects are typically marketed by real estate developers or agents who offer lower prices, incentives, or discounts to early buyers. Such projects enjoy significant price appreciation from the new launch phase to the completion phase.

In pre-launch deals, a builder usually sells a part of the project, while they are in the process of obtaining regulatory approvals, at a remarkable discount rate compared to the market price.

A shop and office in a good location are generally in demand, thereby yielding higher price appreciation over the period as well as high rental. Notably, shops and offices are high-value passive income generators in the long-term.

The average rental yield of shops in malls or office in commercial spaces varies between 6 to 8 percent annually.

Considering various factors such as inventories and the lowest price offered by the builders of commercial new projects, you may be required to invest a minimum of Rs 15 lakhs.

A retail shop is generally more expensive than an office space. It offers a higher rental yield when compared to the office. However, the lease of the office space is usually for a long period and can be easily renewed.

The duration of assured returns in commercial real estate can vary from project to project, but it is usually between 1 to 5 years. Some schemes may extend beyond 5 years, depending on the terms and conditions set by the developer.

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